Transaction Monitoring Technical Lead

Transaction Monitoring Technical Lead

RegTech • AML/CTF Systems • Customer Risk Assessment • Banking Technology

Join a leading banking organisation and take ownership of the technology that sits at the heart of its financial crime prevention programme.

This is a senior technical role responsible for enhancing and optimising the bank's Transaction Monitoring and Customer Risk Assessment platforms. You'll improve detection quality, reduce false positives, strengthen regulatory compliance, and help shape how the bank identifies and manages financial crime risk.

The Role

Reporting to the Head of IT, you'll become the technical lead for the bank's Transaction Monitoring and Customer Risk Assessment platforms.

You'll own the optimisation of detection scenarios, customer risk scoring models, thresholds, and system performance while ensuring the platform remains aligned with evolving AML, CTF, KYC, and regulatory requirements.

Working closely with Compliance, Operations, Technology, and business stakeholders, you'll translate regulatory requirements into practical technical solutions while acting as the technical subject matter expert during audits, regulatory inspections, and internal reviews.

This is an opportunity to combine technology, analytics, compliance, and leadership within one of the bank's most business-critical platforms.

What You Will Be Doing

• Optimising Transaction Monitoring and Customer Risk Assessment systems to maximise detection quality and operational performance.
• Developing and tuning transaction monitoring rules, detection scenarios, thresholds, and customer risk scoring models.
• Analysing false positives and implementing improvements without compromising detection effectiveness.
• Monitoring system performance and ensuring real-time monitoring capabilities remain effective.
• Testing, validating, and optimising detection models following system updates and regulatory changes.
• Integrating the platform with transaction data feeds, customer databases, regulatory data sources, case management platforms, and reporting tools.
• Using analytics, statistical techniques, and machine learning to improve anomaly detection and customer risk scoring.
• Producing reporting and documentation covering system performance, alert trends, and optimisation activities.
• Maintaining governance, audit trails, and configuration documentation.
• Establishing quality assurance processes to validate system-generated alerts.
• Identifying opportunities to automate repetitive monitoring and rule management activities.
• Working closely with Compliance, Financial Crime, IT, Operations, regulators, vendors, and consultants.
• Acting as the technical SME during audits, regulatory inspections, and internal governance reviews.
• Leading technology teams while driving continuous improvement across the bank's financial crime technology capability.

What You Need To Succeed

• 8+ years' experience managing AML/CTF technology within an international banking or regulated financial services environment.
• 6+ years' experience managing technology teams.
• Strong understanding of AML, CTF, KYC, Customer Risk Assessment, and financial crime regulatory frameworks.
• Proven experience configuring and optimising Transaction Monitoring platforms.
• Experience developing and tuning detection scenarios, customer scoring models, and alert thresholds.
• Demonstrated success reducing false positives while maintaining effective suspicious activity detection.
• Strong analytical skills with the ability to interpret large datasets and identify meaningful patterns.
• Experience supporting regulatory change programmes and compliance initiatives.
• Strong knowledge of information technology, technology standards, and information security risk.
• Excellent troubleshooting, stakeholder management, and communication skills.
• Experience applying machine learning, advanced analytics, or statistical modelling within Financial Crime or RegTech environments is highly desirable.

What's In It For You

• Take ownership of a critical financial crime technology platform supporting one of the bank's core risk functions.
• Work across Technology, Compliance, Operations, and senior leadership on strategic regulatory initiatives.
• Influence how financial crime risks are identified through better technology, analytics, and automation.
• Lead platform optimisation rather than simply supporting BAU operations.
• Work with modern RegTech capabilities, advanced analytics, and emerging machine learning techniques.
• Play a key role in the ongoing evolution of the bank's AML and Financial Crime technology strategy.

Next Steps

If you have extensive experience optimising Transaction Monitoring platforms, configuring AML detection scenarios, and improving Customer Risk Assessment within a banking environment, we'd like to hear from you.

Apply now or get in touch for a confidential discussion about the opportunity.